Personal finance

Simple interest

Solve for capital, rate, periods or final amount when interest is not capitalised.

Personal finance

Equivalent simple rate

Convert a simple rate between monthly, quarterly, four-monthly and annual periods.

Personal finance

Compound interest

Solve for capital, rate, periods or final amount using the compound interest formula.

Personal finance

Equivalent compound rate

Convert a compound rate between frequencies with the exponential formula.

Personal finance

Annuity future value

How much you accumulate paying a constant instalment for n periods at a given rate.

Personal finance

Annuity present value

What a series of constant instalments you will receive in future is worth today.

Personal finance

Break-even point

Units and turnover needed to cover fixed costs, with contribution margin and margin of safety.

Personal finance

ROI (return on investment)

Net gain, percentage return and annualised return of an investment.

Personal finance

Savings goal

How much to set aside each month to reach a target amount by a given date.

Personal finance

Personal loan

Monthly payment, APR and total cost of a personal or car loan, with the repayment schedule.

Personal finance

Inflation and purchasing power

What money will be worth in the future, what a past sum is worth today, and the real return.

Personal finance

Bond yield

Gross and net yield to maturity, current yield and duration of a bond.

Personal finance

Regular investment plan

What a monthly investment in ETFs or funds grows to, after costs and tax.

Personal finance

Electricity usage and cost

How many kWh the appliances at home use and what they cost per day, month and year.

Mortgages

Mortgage payment

What you will pay each month, and what it costs in total.

Mortgages

Mortgage APR

The rate that includes the charges, and which one pushes it up.

Mortgages

How much can I borrow

Affordability: the instalment you can carry and the loan it buys.

Mortgages

Early repayment

What paying a lump sum off the capital is worth.

Mortgages

Variable-rate mortgage

Stress-test the instalment against a rising index.

Mortgages

Remortgaging

Compare the present mortgage with an offer from elsewhere.

Mortgages

Mortgage amortization schedule

Constant installment, full amortization table and a principal/interest chart.

Mortgages

Installment comparison

Comparison table: how the instalment changes as you borrow less or shorten the mortgage term.

Mathematics

Percentages

Percentage of a total, increases, discounts, percentage change and reverse percentage.

Mathematics

Derivatives

The derivative of a function and the rules used to get it.

Mathematics

Integrals

The antiderivative of a function and the definite integral between two limits.

Mathematics

Study of a function

Domain, sign, limits, asymptotes, turning points, concavity and graph, in one go.

Mathematics

Domain of a function

The conditions of existence and the domain written as intervals.

Mathematics

Limits

One-sided and two-sided limits, at a point or at infinity, with the indeterminate form.

Mathematics

Asymptotes

Vertical, horizontal and oblique asymptotes, with the limits that give them.

Mathematics

Descriptive statistics

Mean, median, mode, standard deviation, quartiles and frequency distribution.

Mathematics

Fractions

Addition, subtraction, multiplication and division of fractions, reduced to lowest terms.

Mathematics

Linear and quadratic equations

Roots, discriminant, vertex and factored form of ax² + bx + c = 0.

Mathematics

Synthetic division

Divides a polynomial by (x − a) and factors it.

Mathematics

Trigonometric formulas

Primary ratios, half-angle, double-angle, addition, prosthaphaeresis and Werner formulas on one or two angles.

Mathematics

GCD and LCM

Greatest common divisor and least common multiple with prime factorization.

Mathematics

Proportions

Missing term, fourth proportional, geometric mean and third proportional.

Mathematics

Combinatorics

Factorial, permutations, arrangements, combinations and the binomial coefficient.

Mathematics

Inequalities

Linear and quadratic inequalities by sign analysis.

Mathematics

Logarithms and exponentials

Logarithm in any base, exponential equations and change of base.

Mathematics

Radicals

Simplifying roots and rationalising denominators.

Mathematics

Probability

Classical and conditional probability, Bayes and the binomial distribution.

Mathematics

Sequences

Arithmetic and geometric sequences, nth term and sums.

Mathematics

Grade average

Simple and weighted averages, and the mark needed for a target.

Mathematics

Complex numbers

Operations, rectangular, polar and exponential form, powers and n-th roots, with the Argand diagram.

Mathematics

Prime factorisation

Prime factors of a number up to 30 digits, with the division ladder, divisors and a primality test.

Mathematics

Factoring polynomials

Common factor, the factor theorem, special products and quadratics: factoring a polynomial step by step.

Mathematics

Repeating decimal to fraction

From a recurring decimal to a fraction and from a fraction to a decimal, with the repeating block and the rule explained.

Mathematics

Scientific notation

Scientific and engineering notation, significant figures and rounding of any number.

Mathematics

Differential equations

First and second-order linear differential equations with constant coefficients, with solution and graph.

Geometry

Perimeter and area

Perimeter, area and derived measurements for nine plane figures, from the square to the ellipse.

Geometry

Volume and surface

Volume, total and lateral surface of seven solids, with slant height and diagonal.

Geometry

Pythagorean theorem

The missing hypotenuse or leg, with area, perimeter, angles and Euclid's theorems.

Geometry

Triangle solver

Solve any triangle from three measurements, ambiguous case included.

Geometry

Arc and sector of a circle

The parts of a circle: arc, chord, sagitta, sector and circular segment.

Linear algebra

Matrices and vectors

Addition, product, determinant, transpose, dot product and magnitude for matrices and vectors.

Linear algebra

Vector mathematics

Dot and cross products, the angle between two vectors, projection and areas.

Linear algebra

Determinant and inverse

Determinant, rank and inverse of a square matrix up to 12 × 12.

Linear algebra

Systems of linear equations

Gauss-Jordan elimination: unique solution, infinitely many solutions or no solution.

Linear algebra

Eigenvalues and eigenvectors

Characteristic polynomial, real and complex eigenvalues, eigenvectors and trace.

Coordinate geometry

Line through two points

Equation of the line in slope-intercept and standard form, slope and intercepts.

Coordinate geometry

Distance and midpoint

Distance between two points in the coordinate plane and coordinates of the midpoint.

Coordinate geometry

Conic sections

Identifies the conic from its general equation and finds centre, foci, axes, eccentricity, asymptotes and canonical form.

Physics

Motion and projectiles

Uniform and uniformly accelerated motion, free fall and launch at an angle.

Physics

Dynamics and Newton's laws

Second law, weight, friction, inclined plane, centripetal force and impulse, with the formula inverting itself.

Physics

Collisions and momentum

Head-on collisions, elastic, inelastic and in between: final velocities, energy lost and impulse exchanged.

Physics

Rotational dynamics

Moment of inertia, the parallel axis theorem, torque, angular momentum and rolling, with the formula that rearranges itself.

Physics

Universal gravitation

Newton's law, surface gravity, orbital and escape speed, Kepler's third law and gravitational potential energy.

Physics

Oscillations and harmonic motion

Mass on a spring, simple pendulum, maximum speed and acceleration, oscillator energy and damping, with the motion plotted.

Physics

Error propagation

The uncertainty of a quantity computed from any formula, in quadrature and as a maximum error, and the mean of repeated readings with its error.

Physics

Linear regression

The least-squares line with the uncertainties of slope and intercept, weighted when you have σ, correlation coefficient and χ², with the plot.

Physics

Work, energy and power

Kinetic, potential and elastic energy, work, power and momentum.

Physics

Ohm's law

Voltage, current, resistance, power dissipated and series and parallel resistors.

Physics

Resistor colour code

Value and tolerance of a resistor from 4, 5 or 6 colour bands.

Physics

Kirchhoff's laws

Conductor resistance, real sources and DC dividers.

Physics

Coulomb's law and the electric field

Force between charges, field, potential and electrostatic energy, with the formula reversible on every quantity.

Physics

Gauss's law

Flux, enclosed charge and fields with spherical, cylindrical and planar symmetry.

Physics

Capacitors

Capacitance, charge, voltage and energy, the parallel-plate capacitor and the equivalent capacitance in series and parallel.

Physics

Magnetic field and Lorentz force

Force on charges and wires, the field of a wire, a loop and a solenoid, radius of curvature and cyclotron frequency.

Physics

Electromagnetic induction

Flux, the Faraday-Lenz law, motional emf, the inductance of a solenoid and the energy in a coil.

Physics

RLC circuits and alternating current

Reactances, impedance, resonant frequency, power factor and the RC and RL time constants.

Physics

Poles and zeros

The poles, zeros and stability of a transfer function.

Physics

Bode plot

Magnitude, phase and stability margins of H(s).

Physics

Pressure loss

Friction and fitting losses along a pipe.

Physics

Voltage drop

Cable voltage drop and the section it needs.

Physics

Beam bending

Bending moment, stress and deflection of a beam.

Physics

Electromagnetic waves and optics

Wavelength and frequency, photon energy, Snell's law, intensity and interference fringes.

Physics

Refraction and Snell's law

Angle of refraction, critical angle and total internal reflection, with a draggable ray diagram.

Physics

Lenses and mirrors

Geometrical optics: focal length, image distance, magnification and optical power.

Physics

Polarisation and diffraction

Wave optics: Malus, Brewster, diffraction, resolving power and interference.

Physics

Mechanical waves

String speed, sound in air, Doppler, beats and sound level.

Physics

Fluid statics

Hydrostatic pressure, Pascal, Archimedes and floating.

Physics

Fluid dynamics

Flow rate, Bernoulli, Torricelli, Venturi and viscous flow.

Physics

Calorimetry

Heat, equilibrium temperature, expansion and heat loss.

Physics

Thermodynamics

First law, work done by a gas, adiabatics and efficiency.

Chemistry

Periodic table

All 118 elements, searchable by name, symbol or atomic number, each with its full record.

Chemistry

Molar mass

Molar mass from a chemical formula with percentage composition.

Chemistry

Moles

Conversion between grams, moles, particles and volume of gas.

Chemistry

Concentration and dilution

Molarity, molality, percentages, ppm and dilution M₁V₁ = M₂V₂.

Chemistry

pH and pOH

pH, pOH and the concentrations of H⁺ and OH⁻ ions.

Chemistry

Ideal gas law

The equation of state PV = nRT and transformations between two states.

Chemistry

Chemical equation balancer

Balance any chemical equation, ionic and redox included, with the smallest coefficients and an atom-by-atom check.

Chemistry

Stoichiometry and limiting reagent

Limiting reagent, theoretical and percentage yield and excess reactants from grams or moles.

Computer science

Number base converter

Binary, octal, decimal, hexadecimal and two's complement.

Computer science

Boolean algebra

Truth table of a logical expression with AND, OR, NOT and XOR.

Computer science

Base64 converter

From text, integer, hexadecimal or binary to Base64 and back, with the 6-bit groups explained.

Computer science

IPv4 subnet calculator

Network, broadcast, usable hosts and masks from an IPv4 address with a CIDR prefix.

Computer science

Hash generator

MD5, SHA-1, SHA-256, SHA-384 and SHA-512 of a text or of bytes, with a hash checker.

Computer science

Unix timestamp converter

From Unix timestamp to date and time and back: seconds, milliseconds, UTC and local time.

Computer science

Data size and download time

From bytes to gigabytes and gibibytes, and how long a file takes to download at a given speed.

Computer science

Bitwise operations

AND, OR, XOR, NOT, shifts and rotations on 8, 16, 32 or 64-bit integers, with the bits on show.

Computer science

IEEE 754 floating point

How a decimal is stored as a 32 or 64-bit float: sign, exponent, mantissa and the error.

Computer science

Unicode and UTF-8 codes

The code point, UTF-8 and UTF-16 bytes and HTML code of every character, emoji included.

Computer science

Colour converter

From HEX to RGB, HSL, HSV and CMYK and back, with the WCAG contrast of white and black text.

Computer science

Password strength checker

Entropy in bits and time to guess it, with weak patterns recognised. Nothing leaves the browser.

Computer science

URL encoder and decoder

Percent-encoding and decoding of values and addresses, and a URL taken apart into its pieces.

Computer science

Regex tester

Test a regular expression on text: highlighted matches, capture groups and replacement, in JavaScript.

Computer science

JSON formatter and validator

Format, minify and validate JSON: indentation, sorted keys and the exact position of errors.

Computer science

Cron expression explainer

Turn a cron expression into words and see the next runs, field by field.

Computer science

CRC32 and Adler-32 checksums

CRC-32, CRC-32C, four CRC-16 variants, CRC-8, Adler-32 and Fletcher-16 of text or hex bytes.

Computer science

IPv6 subnet calculator

Network, address range, compressed and expanded forms, reverse DNS and splitting of an IPv6 prefix.

Business studies

VAT calculator

Add or remove VAT, with the common statutory rates one tap away.

Business studies

Markup and margin

Selling price from cost and markup or margin, with both figures.

Business studies

Proportional allocation

Dividing an amount into proportional parts, directly or inversely.

Business studies

Asset depreciation

Depreciation schedule by straight line or declining balance, year by year.

Business studies

Financial ratios

ROE, ROI, ROS, gearing and liquidity ratios.

Business studies

Accruals and deferrals

Accrued or deferred, income or expense: the share for the year and the year-end journal entries.

Business studies

NPV and IRR

Net present value, internal rate of return and payback period of an investment.

Business studies

Current account interest

Daily-balance interest on a current account: credit and debit products, tax and closing balance.

Business studies

Bill discounting

Bank discount, true discount and compound discount, net proceeds and effective rate of a discounted bill.

Business studies

Late payment interest

Interest on an invoice or a debt paid late, from the days overdue and the rate.

Business studies

Contribution margin

Unit and total contribution margin, break-even point, margin of safety and operating leverage.

Business studies

Economic order quantity

The order size that minimises costs (Wilson formula), orders per year, costs and reorder point.

Converters

Unit converter

Ten categories of units, from length to pressure, with a full conversion table.

Converters

Days between dates and age

Days, weeks and months between two dates, weekdays, exact age and the date after a number of days.

Converters

Roman numerals

Convert numbers to Roman numerals and back, with the symbol-by-symbol breakdown.